Products & Services
 

 Our bank provides a wide range of services which we expect to satisfy customers needs and goals .

In addition to general banking services we are capable to provide special services that suits the individuals and groups of both citizens and repatriates. These services cover mainly the followings :

A] MONEY TRANSFERS
No doubt we are professionals in transferring money [inside/outside]. specially households transfers to Sudan .
CHARGES: AED.30.00 For each transfer.

How long does it takes you to finish your transaction ? 
Average
5 minutes

How quick will beneficiary  collect the amount?
Local transfers
same day . Home transfers next day for khartoum , two days for all provinces in Sudan. 

B] INSTANT TRANSFERS :
Stop! You can enjoy this service whenever you need it by paying only extra AED.50.00, this will allow you to pay money instantly to different cities and towns in Sudan . Technology, we are using advanced system of swift for all our transactions.

C] PAYMENT ORDERS:
You can enjoy such services immediately which allow you to pay obligations regularly by standing orders [
SPL. Households Remit.] without annoying your self by coming to the bank .

D] INVESTMENT PROMOTION:
Bank also provides
shares promotion facility [primary and secondary levels]. However bank is expert and specialized also in handling subscription procedures for any type of shares and stocks.

E] ISSUING OF LETTER OF GUARANTEES AND LETTERS OF CREDITS [SEE L/G, L/C ]

F] OTHER SERVICES:
 
Ok, Our system is highly flexible... just name it and you will get it.

E-BANKING:

Our bank is striving for competitive banking service by adopting new technology.

Now our plans have gone far in the implementation and joining of the UAE switch. This will enable our customers to enjoy the most sophisticated products in banking environment from any location in UAE.

DEAR CUSTOMER .. Good news launched to you as follows

The end of this year 2002 will witness logging to the UAE switch , however this will enable our ATM to carry over the full integrated banking transactions which include the following.

  • CASH WITHDRAWAL

  • CASH DEPOSIT

  • BALANCE ENQUIRY

  • TRANSFERS BETWEEN ACCOUNTS

  • STATEMENT ORDERING

  • CHEQUE BOOK REQUEST

  • CUSTOMER INSTRUCTION TO BANK

  • PAYMENT OF BILLS

  • PAYMENT OF LOANS

This in addition to credit cards facility which include issuing and operating .

DEAR CUSTOMER WE ARE COMING TO THE SOLUTION

LOANS:

  Bank provides loans to customer in a simple and smooth procedure.
  Loans are granted under two main categories:-

A) Commercial Loans:

It covers a variety of activities such as:
General Merchandise, Insdustry, Equipments, Real Estate Services, Import & Export Facilities etc

B) Personal Loans:

Personal loan is offered mainly to Government and Public Corporate employees against end of Service benefits, in addition to other securities.

Car loans and some other personal consumer goods are also granted.

Interest rates on personal loans are charged on diminishing balance.

For Car and housing loans, the applicable mode of finance is "Murabaha".

Average duration of procedure is about one week for commercial loans and three days for personal loan.

   

 
Copyright 2004, El Nilein Bank